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Investor Presentaiton

IMPACTS, RISKS AND OPPORTUNITIES OPPORTUNITIES • Solutions for energy efficiency in buildings: renovation and new construction •Solutions for sustainable mobility • Innovation for "low carbon" processes and products • Citizen mobilization for the climate in many countries: positive effect on the reputation and talent attraction of committed companies New housing needs ⚫Light construction solutions, prefabrication and performance of solutions Sustainable mobility solutions • Waste collection networks for recycling • Circular economy: waste collection and recycling • Solutions integrating the end- of-life of products, including deconstruction • Innovation for new product formulations and adaptation of industrial processes Optimization of industrial processes and supply chains • Customer experience and new services • E-commerce and distribution • Comfortable housing needs • Local organization able to capture changes in needs at the local level • Modularity of housing: construction and renovation CLIMATE CHANGE DEMOGRAPHICS AND URBANIZATION SCARCITY OF RESOURCES DIGITALIZATION CHANGING LIFESTYLES • Increase in extreme weather events •Cost and availability of energy and raw materials Changes in regulation and cost of complying with them •Reputational risk if commitments. are not met • Increased pollution and waste Expansion of slums • Growing inequalities •Health risks and costs of health services • Cost and availability of raw materials • Changes in supply chains Loss of biodiversity Limited access to water, including drinking water • Cybersecurity and data protection . Legal risks related to compliance with data protection regulations •Adaptation of employees' skills • Integration of new technologies in the commercial offering • Risks relating to recruitment due to the difficulty of adap- ting certain businesses to new working methods (work from home) ⚫Labor shortages in the building and construction professions 26 SAINT-GOBAIN 2022/2023 INTEGRATED ANNUAL REPORT RISKS
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