Supporting MSMEs Through the Pandemic

DISTRIBUTION OF THE NON PERFORMING BOOK NPL breakdown by segment 11.8% KCB Bank Kenya NPL ratio in September 2021 down from 12.8% in December 2020 2.8% CHECK OFF 10.7% MORTGAGE 17.9% CORPORATE 13.9% Kenya industry NPL ratio as at August 2021 down from 14.0% in June FY 20 Q1 21 ■H1 21 ■Q3 21 NPL breakdown by subsidiary 42.8% 35.1% KCB 9.1% SME & MICRO 11.8% 5.6% 3.0% 2.1% 2.3% KCB Bank South Sudan NBK KCB Bank Kenya KCB Bank Uganda KCB Bank Tanzania KCB Bank Rwanda KCB Bank Burundi 32

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