Investor Presentaiton

0 IDR Tn ■IPO 180 160 140 120 100 80 60 40 20 Jan-18 distribution due to the covid-19 pandemic IDR Tn Bank Loans 6.000 5.000 4.000 3.000 2.000 1.000 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Rights Issue 2016 2017 2018 2019 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 -30 Source: Financial Service Authority (OJK) Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Corporate Bond & Sukuk Aug-19 Sep-19 Oct-19 Financial Intermediation Still Manages To Grow Banking intermediation manages to grow positively in July 2020, while multi-finance financing contracts as economy yet to fully recover... Banking loans in July-20 managed to grow by 1.53% amidst pressure on credit Growth of financing distributed by multi-finance companies contracts by 10.23% in July 2020 in line with slowing economic activity YoY Growth (rhs) YOY 5.536 IDR tn 16% 14% 500 12% 400 10% 300 8% - 6% 200 1,53% 4% 100 2% 0% 0 Nov-19 Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Capital raising through corporate issuance continues to increase. As of 25 Aug'20, the total of capital raising reaches IDR 63.7 Tn. General insurance starts to pick up in July 2020, while life insurance premium still experience contraction. 3,5 30 48,5 11,7 -10 10 Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 50 Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19 Sep-19 Jan-18 Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19 Financing YOY Growth (rhs) 10% 8% 400 6% 4% 2% 0% -2% -4% -6% -8% -10,28% -10% Sep-19 Oct-19 Nov-19 Life Insurance Premium Growth General & Reinsurance Premium Growth Oct-19 Nov-19 Dec-19 Jan-20 Feb-20 Mar 20 Apr-20 -10,69 134 -20 2,22 Dec-19 Jan-20 Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 -12% BHINNIKA

View entire presentation