Investor Presentaiton
Regulatory capital requirements
Pro forma CET1 Regulatory Capital Requirements
Pillar 1 CET1
Pillar 2 Requirement (P2R)
Capital Conservation Buffer (CCB)
Ireland Countercyclical buffer (CCyB)
UK Countercyclical buffer (CCB)
O-SII Buffer (phase in July each year)
Systemic Risk Buffer - Ireland
Pro forma Minimum CET1 Regulatory Requirements
Pillar 2 Guidance (P2G)
Bank of Ireland 2021 Interim Results - Debt Investor Presentation
2020
2021
2022
4.50%
4.50%
4.50%
1.27%
1.27%
1.27%
2.50%
2.50%
2.50%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
1.00%
1.50%
1.50%
9.27%
9.77%
9.77%
Not disclosed in line with regulatory preference
Regulatory Capital Requirements
The Group is required to maintain a CET 1 ratio of 9.27% on a regulatory basis at 30 June 2021, increasing to 9.77% from
1 July 2021 (excluding P2G).
CET1 headroom of c.550bps to Dec 2021 regulatory capital requirements of 9.77%
Regulatory total capital ratio of 20.5% at Jun 2021 provides headroom of c.625bps above 2021 total capital requirement
of 14.25%
Bank of Ireland
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