Investor Presentaiton
1H22 BRSA CONSOLIDATED EARNINGS PRESENTATION 24
APPENDIX: SECTOR BREAKDOWN OF GROSS LOANS
% SHARE
COVERAGE RATIO
SECTOR BREAKDOWN
OF GROSS LOANS¹
Key Sectors
Stage 1
Stage 2
Stage 3
Stage 1
Stage 2
Stage 3
TL 553.1bn
Retail
88%
10%
2%
0,5%
4,0%
61,3%
Energy
69%
26%
6%
0,7%
23,1%
70,4%
Construction
3.3%
Construction
89%
8%
4%
0,8%
19,6%
74,1%
Services
3.2%
Textile & Made
3.5%
Textile & Made
85%
12%
3%
1,7%
7,8%
78,6%
Tourism & Entertainment
3.8%
Paper, Chemical & Plastics
Tourism &
4.1%
62%
35%
3%
2,1%
13,9%
77,4%
Entertainment
Real Estate
3.9%
Finance
3.8%
Real Estate
54%
34%
12%
0,7%
46,2%
63,0%
Retailer
5.2%
Agriculture & Farming
5.3%
Mining, Metals & Other Metal Prod.
6.7%
SECTOR BREAKDOWN OF STAGE 2 EXCLUDING SICR1
OTHER, 14%
Infrastructure
10.0%
ENERGY, 32%
FORESTRY&NON METAL
MINERAL PRODUCTS,
1%
Energy
(Generation, Distribution,
14.1%
Oil & Refinery)
Retail Loans
24.7%
2Q22
1 Based on Bank-only MIS data
INFRASTRUCTURE,
.16%
AGRICULTURE, FARMING
RETAILER,
2%
TOURISM AND
ENTERTAINMENT,
9%
RETAIL, 7% REAL ESTATE, 12%
OF ANIMALS&FOOD, 7%View entire presentation