Investor Presentaiton
Mortgage portfolio delinquencies remain low
-
Key statistics – as at 31 December 2016
Mortgage portfolio 30+ and 90+ delinquencies (%)
Number of home loan customers
358k
1.75%
1.50%
Total Home Loan Portfolio
$45.3bn
1.259
1.009
YTD mortgage growth rate annualised
3.97%
0.759%
0.50%
Portfolio > 80% LVR
13.2%
0.25%
0.00%
Average loan size
$127k
Mortgage portfolio loss rates (%)
Home Loan Loss Rate
Sep09 Mar10 Sep10 Mar11 Sep11. Mar12 Sep12 Mar13 Sep13 Mar14 Se p14 Mar15 Sep15 Mar16 Sep-1
% 30 plus dpd or Written Off
FY06
FY07
FY08
FY09
FY11
FY12
FY13
-90+ dpd
Home Loan Delinquencies
FY14
Mortgages 30+ delinquencies and written off
(%, yearly averages)
1.6%
1.4%
1.2%
1.0%
0.8%
0.6%
0.4%
0.2%
0.0%
1
3 5 7
9 11 13 15 17 19 21 23 25 27 29 31 33 35
Age Of Account
2006
2011
2007
-2012
2008
2009
2010
2013
2014
2015
30
--
FY 15
1016
91 HD
30+ dpd
FY16
1Q17
0.37%
0.11%View entire presentation