Investor Presentaiton

Building a sustainable business Supporting the transition towards decarbonisation, supporting our communities and enriching our people Environmental commitments www Supporting our customers to transition - starting to develop financing solutions for solar panels and electric vehicles Carbon neutral certified - reducing our operational footprint Supporting our communities Targeting 100% renewable energy by 2025-54% of electricity needs powered by renewable sources in FY22 $ Carbon footprint to be reduced by 90% for scope 1 and scope 2 emissions and 40% for scope 3 by FY301 Supporting regional areas - growing our OM branch footprint Owner managers embedded in communities - 111 OM branches with long tenure and deep relationships in their community Supporting our communities - c.$1.6m invested in community Building the resilience of our customers - particularly vulnerable customers and those in financial distress Enriching people BOQ GROUP Building a future fit capability - transformation and digital capabilities required for future state Developing curious bankers and an agile organisation – execution capability, ability to pivot quickly, banker tools and a flexible digital platform Driving employee engagement - grounded in purpose, a clear strategy, inclusive leadership and empowered teams ☐ Diverse workforce – inclusive leaders and (+。 encouraging diversity of thought - Strengthening risk culture – our people increasingly feel safe to speak up, ongoing work to improve risk controls and decrease manual processes BANK OF QUEENSLAND LIMITED 2022 Full Year Results Presentation (1) Compared to a 2020 baseline. Scope 3 refers to organisational supply chain emissions 15

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