Investor Presentaiton

Group Structure - Growing on a Diversified Platform Bank of Ireland Group Retail Financial Services Bank of Wholesale UK Asset Ireland Life Financial Services Financial Management Services 36%* 9% 26% 23 % 6% Our activities • Retail Banking • Business Banking . Corporate Banking . Wealth Management . Life & Pensions . Asset Management Treasury Our profits • 64% Ireland . 22% UK Our markets Ireland, the UK, North America, Our Shareholders Institutional • 12% UK • 14% Rest of World France, Germany, Australia, Japan 18% Ireland 20% Europe & Rest of World • 21% US Retail 29% *NOTE: % PBT from each division excluding central costs for full year to March 2006. 8 Bank of Ireland Group

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