Financial Performance and Digital Progress Update

International Banking: Pacific Alliance¹ FINANCIAL PERFORMANCE AND METRICS ($MM) Reported (Constant Dollar Basis)2,3 Q4/23 Q3/23 Q4/22 Q/Q² Y/Y² Revenue $1,937 $1,985 $1,930 (2%) Expenses $944 $927 $929 2% 2% Pre-Tax, Pre-Provision Profit4 $993 $1,058 $1,001 (6%) (1%) GEOGRAPHIC DISTRIBUTION 7 as at Q4/23 Colombia 13% REVENUE $1.9Bn Mexico 37% Provision for Credit Losses $455 $458 $327 (1%) 39% Net Income Attributable to Equity Holders³ $412 $466 $585 (12%) (30%) Chile 30% Peru 20% Net Interest Margin 3,4 4.01% 3.93% 3.85% 8 bps 17 bps Risk Adjusted Margin 4,5 2.82% 2.74% 2.97% 8 bps Return on Equity3,4 12.5% 13.9% 15.1% (144 bps) (15 bps) (260 bps) Mexico 50% NIAEH 3,8 Productivity Ratio6 48.7% 46.4% 47.9% 236 bps 81 bps $412MM Chile Effective Tax Rate 23.0% 23.8% 11.3% (80) bps 1,167 bps 36% Peru REPORTED RETURN ON EQUITY (%) 17% Colombia 18.9% 11.3% 11.3% 5.3% 22.0% 14.4% 13.8% 23.0% 9% Mexico 38% 16.0% 10.3% AVERAGE EARNING ASSETS $162Bn 2021 Mexico 1 All figures exclude wealth management 3.3% 2022 Peru Chile (1.5%) 2023 Colombia Chile 37% Peru 17% 2 Current and prior period dollars, Y/Y and Q/Q growth rates (%) are on a constant dollar basis, while metrics and change in bps are on a reported basis 3 Refer to non-GAAP measures on page 20 of the Management's Discussion & Analysis in the Bank's 2023 Annual Report, available on http://www.sedarplus.ca 4 See non-GAAP reconciliations beginning on slide 43 5 Risk-Adjusted Margin calculated as (Net Interest Income less Provision for Credit Losses) / Average Core Earning Assets. See non-GAAP reconciliations beginning on slide 43 6 Refer to page 136 of the Management's Discussion & Analysis in the Bank's 2023 Annual Report, available on http://www.sedarplus.ca, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto 7 May not add due to rounding 8 Colombia NIAEH is -2% 40

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