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Investor Presentaiton

EML Payments H1 FY2022 Financial Results H1 FY2022 Highlights - - - - - Launched Seamless - our newest payments portal through our partnership with Interchecks Hydrogen platform went live in July 2021 Re-signed PCS, one of our largest European clients with the addition of further product offerings Completed the acquisition of Sentenial Ltd enabling EML to enter the European open banking industry Sentenial signed 34 new contracts during the half - - - - Strong Revenue growth - (+20%) in all segments Signed 33 new contracts Across Europe we launched 22 new programs in December PFS Card Services (Ireland) Ltd (PCSIL) was permitted to sign new customers and onboard new programs Significant investment in our European business particularly compliance to support remediation and ongoing improvements Providing EML with a competitive advantage in the e-Money landscape as regulator compliance requirements continue to increase Number of senior hires in the European region 60 09
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