Investor Presentation Q1 FY24

Key Drivers of Business Performance in Q1 FY24 Strong Advances Growth - Growth of 21% YoY and 4% sequentially; driven by Retail Advances Growth of 34% YoY and 8% sequentially PAT for Q1 FY24 grew 43% YoY and 6% QoQ to Rs. 288 crore Operating Profit for Q1 FY24 grew 22% YoY and 9% QoQ to Rs. 647 crore ROA at 1.01% vs 1.00% for Q4 FY23; ROE at 8.39% vs 8.11% for Q4 FY23 NIM at 4.84% vs 5.01% for Q4 FY23 Improving Asset Quality - Net NPA of 1.00% vs 1.10% for Q4 FY23, PCR of 69.6% vs 68.1% for Q4 FY23 Credit Cost was 39bps vs 29bps for Q4 FY23 apno ka bank | RBL Bank 4

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