BBVA Bancomer/2018 Annual Report slide image

BBVA Bancomer/2018 Annual Report

Economic Impact GRI 103-1, 103-2, 103-3 and 201-1 BBVA Bancomer Financial Group is a key driver of Mexico's economic development. For many years GFBB has demonstrated its commitment to supporting Mexican savers, by building customer deposits in a secure and efficient manner and driving their growth, while ensuring that their savings are subject to appropriate oversight. The Bank also offers personalized financing options and solutions to individuals and businesses that seek different forms of funding. This section contains figures that demonstrate the recurrent nature of BBVA Bancomer's results and the Bank's robustness. This has been guaranteed via outstanding performance, shaped by a well-established philosophy of risk control and sustained long-term profitability. GFBB recognizes the importance of providing access to financial services. Which is why underlying these financial results is a strategy based on the use of digital channels to furnish people with financial products and services that are specially designed to create opportunities and support the well-being of the population. GFBB helps people make optimal financial decisions and thus generate a positive impact on society. It aims to become a tool that can be harnessed to achieve goals, so people no longer view us as just a bank. GFBB helps people make optimal financial decisions and thus generate a positive impact on society. Analysis and Discussion of Business Development Grupo Financiero BBVA Bancomer, key balances in millions of pesos. Trend in Commercial Activity At the end of December 2018, performing loans amounted to 1,142,173 million pesos, revealing annual growth of 8.0%. This positive development has not only allowed BBVA Bancomer to ground its status as a market leader with a share of 22% at the end of December 2018, but also-according to public information released by the National Banking and Securities Commission (CNBV)- it allowed the bank to report the largest increase in the loan portfolio over the last twelve months. Performing Loans B 2018 B 2017 Source: GFBB financial statements. 1,142 1,058 +8.0% (billion pesos and annual change %) Commercial credit was up 8.9% in the year to reach 658,507 million pesos. Commercial and industrial loans posted the strongest performance within this portfolio (these include lending to corporations, medium-sized enterprises, real estate developers and SMEs), with an increase of 10.1% over the last twelve months. Commercial loans* B 2018 B 2017 *Includes bridge loans. Source: GFBB financial statements. +8.9% 659 605 (billion pesos and annual change %) Re 30 BBVA Bancomer/2018 Annual Report
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