Maybank Performance Outlook FY2019

50 SGD billion Maybank Singapore: Overview of Loans and Deposits Portfolio Diversified Loan Portfolio Consumer deposits' composition at 51% of total deposits +4.5% YoY 0.0% YoY 40.6 41.9 42.4 3.5 3.1 3.1 2.1 2.4 2.4 Other (Consumer) Car Loan 46.2 44.9 46.2 ■Consumer - Time Deposits Consumer 39% 15.8 16.3 15.9 Consumer 51 % ■Consumer CASA 10.6 10.8 10.9 Housing Loan 7.8 7.1 7.8 6.7 6.2 6.0 Others (Corporate) 4.5 5.3 5.6 Corporate 61% ■Non-Bank SGD billion 15.7 15.2 15.5 Corporate 49 % ■Business Time Deposits 6.8 6.4 6.9 4.5 4.7 5.0 Dec 17 8.5 9.3 9.3 financial Inst ■General Commerce ■ Building & Construction Deposits remained relatively stable compared to last year Business CASA Sep 18 Dec 18 Dec 17 Sep 18 Dec 18 Maybank Singapore loans rose 4.5% YoY % YoY change 8.9% 9.9% 8.0% 7.8% 5.3% 8.9% 7.1% 4.5% 4.3% 5.5% Dec 17 Mar 18 Jun 18 Sep 18 Dec 18 Maybank Singapore Growth Industry Growth CASA ratio improved to 31.7% in Dec 2018 from 30.1% in Sep 2018 SGD billion ■Time Deposits ■Demand Deposits 31.6 31.4 31.5 ■Savings 7.6 7.1 7.0 6.4 7.6 7.0 CASA Ratio: 31.7% Dec 17 Sep 18 Dec 18 Maybank

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