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Investor Presentaiton

Q3FY24 Highlights Credit cost: 0.28% Strong capital adequacy ratio: 15.72% Continued granular loan book (86% at INR 3 crore below) Top 20 deposits: 6.75% Gross NPA: 3.43% and Net NPA: 1.22% Savings Account growth: 14.85% Y-o-Y Steady improvement in core fee income: INR 98 crores Q3FY24 Performance Highlights Total business has crossed INR 85,000 crores L DCB BANK Steady investments in front line + branch infrastructure: 440 Branches, one branch added in Q3FY24 ලිණු Advances growth: +18.16% Y-0-Y Deposits growth: +19.27% Y-o-Y Slightly higher slippages in Mortgages, improving recoveries and upgrades Provision Coverage Ratio: 76.42% CASA Ratio at 26.13% 3

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