Investor Presentaiton

Consumer perspective: Savings most common, remittances. drive formal up-take Insurance Remittance 24% 7% Credit 3% 5% Savings 7% 3% 17% 29% 0% ■Bank 99% 92% 66% 45% Gender* Female 20% 40% 60% 80% 100% Other formal ■Informal Fam Friends Excluded Male Location* Kinshasa Other urban Rural *Gender and Location split for individuals indicating that they have any type of product within the specified category Source: Authors own calculations based on FinScope 2015 & Résultats de l'enquête sur l'emploi, le secteur informel et sur la consommation des ménages, 2015

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