Commercial Bank Investment and Financial Highlights

Group Financial Performance - Nine months ended 30 September 2019 Group Profitability Consolidated Balance Sheet QAR Million 9m 2019 9m 2018 % QAR Million 9m 2019 9m 2018 % Net interest income 1,939 1,908 1.6% Total assets 145,694 138,695 5.0% Non-interest income 914 755 21.1% Loan & advances 89,095 85,815 3.8% Total costs 824 892 -7.7% Investment Securities 27,034 21,653 24.8% Net provisions 625 630 -0.9% Customers' deposits 74,294 75,323 -1.4% Associates income 128 129 -0.5% Total equity 21,536 19,708 9.3% Net profit after tax 1,504 1,260 19.4% Performance Ratios Capital 9m 2019 9m 2018 QAR Million 9m 2019 9m 2018 ROAE 9.4% 8.2% RWA (QAR million) 116,842 118,169 ROAA 1.4% 1.2% CET 1 ratio (Basel III) 11.0% 9.7% NIM 2.3% 2.2% Total Capital ratio (Basel III) 16.2% 14.6% 19

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