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Investor Presentaiton

Historical Consolidated Income Statement INDOSTAR Particulars ( in crs) Revenue from operations Interest expenses Net Interest Income Other Income FY23 FY22 FY21 FY20 1,174.3 1,162.7 1,279.8 1,597.5 580.3 539.5 708.6 863.4 594.1 623.2 571.2 734.1 5.3 11.6 7.4 1.5 Total Income 599.4 634.8 578.6 735.5 Employee Benefits Expense 177.8 205.0 173.7 188.7 Depreciation and Amortization Expense 39.6 35.4 33.5 30.1 Other Expenses 183.8 132.2 128.3 93.2 Total operating expenses 401.1 372.6 335.5 312.0 Pre-provision operating profit 198.3 262.1 243.1 423.5 ECL Provision (527.0) 578.9 169.1 362.8 Write offs Credit costs Profit before tax Tax Profit after tax 486.6 579.6 292.9 497.4 (40.4) 1,158.5 462.0 860.2 238.6 (896.4) (218.9) (436.7) 13.5 (159.9) (4.8) (112.1) 225.2 (736.5) (214.1) (324.6) 46
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