Barclays H1 2022 Results
H122/Q222 Barclays International: Consumer, Cards & Payments
Six months ended (£m)
Three months ended (£m)
Jun-22 | Jun-21 % change
Jun-22 Jun-21 % change
- International Cards and Consumer
Bank
1,229 1,050 +17%
- International Cards and Consumer
Bank
691
517
+34%
- Private Bank
459
393
-Payments
281
202
+17%
+39%
- Private Bank
245
214
+14%
-Payments
147
109
+35%
Income
1,969
1,645 +20%
Income
1,083 840
+29%
Impairment (charges) /releases
(278)
21
Impairment (charges) /releases
(144)
42
- Operating costs
- Litigation and conduct
Total operating expenses
(1,251) (1,097) -14%
(200) (82) -144%
(1,451) (1,179)
- Operating costs
(667) (545)
-22%
-Litigation and conduct
(5)
(62)
+92%
-23%
Total operating expenses
(672) (607)
-11%
Other net income
13
21
-38%
Other net income
5
13
-62%
Profit before tax
253
508
-50%
Profit before tax
272
288
-6%
Attributable profit
188
386
-51%
Attributable profit
204
218
-6%
Performance measures
ROTE
Average allocated tangible equity
Cost: income ratio
Loan loss rate
Balance sheet
RWAS
57 | Barclays H1 2022 Results | 28 July 2022
8.5%
19.1%
£4.4bn £4.0bn
Performance measures
ROTE
Average allocated tangible equity
74%
128bps
72%
Cost: income ratio
Loan loss rate
Balance sheet
£36.2bn £29.Obn
RWAS
17.8% 21.8%
£4.6bn £4.0bn
62%
72%
132bps
£36.2bn £29.0bn
BARCLAYSView entire presentation