3Q 2021 Financial Overview slide image

3Q 2021 Financial Overview

Local retail investors: ongoing growth Retail investment dynamics (values by NAUFOR) Value of holdings in IIAs & managed accounts¹, RUB trn Value of holdings in brokerage accounts (ex. IIAs)¹, RUB trn Number of retail clients on MOEX, mln FYʼ20 retail brokerage accounts (ex. IIAs) ownership 1.3 2.0 4% Russian stocks - 18% 8.8 4% 18% Foreign stocks - 13% 3.9 16% 6.0 RUB bonds (all types) - 23% 1.3 13% 3.2 0.7 2.0 4.7 23% FX bonds (all types) - 23% Cash - 16% ETFs & mutual funds - 4% Other - 4% 1.2 0.5 2.6 23% 0.3. 1.5 0.9 Source: survey by NAUFOR 2017 2018 2019 2020 Bank deposits of retail investors FX 4% RUB 7% Securities/deposits 10% +12% 18% +7% +10% 34.2 28.6 26.1 30.7 6.1 7.0 6.2 5.5 27.2 20.6 22.3 24.6 2019 2020 Source: CBR, NAUFOR, Moscow Exchange calculations 2017 2018 ☑ MOSCOW EXCHANGE 1 2 ☐ ■ Comments Self-managed retail holdings in Russian stocks are RUB 0.94 trn as per NAUFOR data, or 1.8%² of the Russian equity MCap at FY'20. Estimated² net inflow of self-managed retail investors' funds in Russian stocks in 2020 was RUB 207.5 bln or USD 2.8 bln (Avalue of holdings adjusted for cap. gains and dividends). ■ The value of retail investors' holdings constitutes 18% of retail banking deposits as of end-2020. Top-3 asset classes held by retail brokerage accounts are: 46% bonds (all types), 32% stocks (local+foreign), 16% cash. Banking deposits added 12% YoY in 2020 despite accelerated growth of investments in securities, indicating further potential for conversion. 25 Including: (1) brokerage IIAS, (2) AM IIAS, (3) AM managed accounts and (4) brokerage accounts Moscow Exchange estimates
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