Investor Presentaiton
| Focused Portfolio Remix
Key
Highlights
Loan Portfolio
Divestiture enhances capacity to concentrate efforts and reposition our capital base in support of businesses where Texas Capital can be relevant to clients by offering
broader commercial banking solutions rather than solely a loan product
■ Year-to-date 2022 C&I loan growth of $1.5 billion, or ~20%, demonstrates emerging platform capabilities and progress relative to published strategic objectives
describing target balance sheet composition
| December 31, 2020
Transformation
Over Time
Mortgage
Finance
37%
Premium
Finance
9%
PPP Loans
2%
Gross
Loans HFI:
$24.5 billion
Commercial &
Industrial
28% // $6.8B
Real Estate
24%
★ Texas Capital Bancshares, Inc.
| June 30, 2022
Premium
Finance
13%
Mortgage
Finance
27%
Real Estate
21%
$24.1 billion
| June 30, 2022 excluding
Premium Finance
Commercial &
Industrial
39% // $9.3bn
Mortgage
Finance
31%
Real Estate
25%
$21.0 billion
Commercial &
Industrial
44% // $9.3bn
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