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Investor Presentaiton

| Focused Portfolio Remix Key Highlights Loan Portfolio Divestiture enhances capacity to concentrate efforts and reposition our capital base in support of businesses where Texas Capital can be relevant to clients by offering broader commercial banking solutions rather than solely a loan product ■ Year-to-date 2022 C&I loan growth of $1.5 billion, or ~20%, demonstrates emerging platform capabilities and progress relative to published strategic objectives describing target balance sheet composition | December 31, 2020 Transformation Over Time Mortgage Finance 37% Premium Finance 9% PPP Loans 2% Gross Loans HFI: $24.5 billion Commercial & Industrial 28% // $6.8B Real Estate 24% ★ Texas Capital Bancshares, Inc. | June 30, 2022 Premium Finance 13% Mortgage Finance 27% Real Estate 21% $24.1 billion | June 30, 2022 excluding Premium Finance Commercial & Industrial 39% // $9.3bn Mortgage Finance 31% Real Estate 25% $21.0 billion Commercial & Industrial 44% // $9.3bn 5
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