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Investor Presentaiton

$20 $16 $12 $8 (Millions) $4 $0 (Millions) $1,000 $800 $600 $400 $200 $0 17 L 17 17 NAIC NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS State Insurance Regulation in South Dakota: Key Facts and Market Trends Overview of the 2022 Insurance Market In South Dakota Premium by Line of Business in South Dakota Total Direct Premium Written In-State Line of Business All Types of Insurance Farm Premium Written $1,375,812,920 State % of Rank U.S. 6 5.66% $10,000 Automobile $887,442,484 46 0.26% Homeowners multiple peril $373,651,753 46 0.28% Other $203,814,220 50 0.17% Commercial multi peril $202,172,768 48 0.37% $8,000 Workers' compensation $181,201,041 49 0.30% Ocean & Inland Marine $101,018,622 50 0.27% Crop $88,074,496 6 5.98% Allied lines $60,871,401 42 0.28% Millions $6,000 Fire $58,345,396 48 0.28% $4,000 $2,000 $5,296 $0 $5,617 $5,924 $5,989 2017 $6,615 $6,448 $6,936 $7,728 2021 $8,833 $9,557 Surety $32,699,719 46 0.39% Medical professional-Claims Made $15,917,849 51 0.17% Products liability-Occurance $15,785,349 38 0.39% Accident & Health $15,189,572 50 0.20% Aircraft (all perils) $14,383,153 40 0.54% Mortgage guaranty $13,636,481 49 0.24% Boiler and machinery $10,853,827 44 0.46% Credit $7,277,738 45 0.28% Fidelity $3,658,262 48 0.25% Medical professional-Occurance $2,393,664 51 0.09% 2022 Federal flood $2,065,143 47 0.07% Products liability-Claims Made $1,723,032 45 0.20% Private Flood $1,268,467 52 0.10% Burglary and theft $932,974 49 0.17% Earthquake $928,323 53 0.02% Source: National Assoication of Insurance Commissioners. Financial guaranty Total $253,787 $3,671,372,864 39 0.07% 40 0.42% Premium Written for Automobile Insurance 5/9 706 745 763 821 887 (Millions) $400 $350 $300 $250 $200 $150 $100 $50 $0 234 Premium Written for Homeowners Insurance ▬▬▬▬▬▬ Source: National Association of Insurance Commissioners 279 298 330 374 (Millions) Premium Written for Commercial MP Insurance $240 $200 $160 $120 $80 127 $40 $0 2014 2015 129 2016 133 2017 134 2018 137 2019 144 2020 153 2021 172 2022 202 Premium Written for Medical Premium Written & Deposits for Liability Insurance Life Insurance * $3,500 $3,000 $2,800 $2,400 $2,500 $2,000 C 15 от L 8T 18 18 (Millions) $2,000 $1,500 $1,000 $500 5 9 7 2014 1,422 2015 1c21 1,621 2016 1,555 2017 2,040 2018 2019 2,201 1,805 2,332 3,362 3,280 (Millions) $1,600 $1,200 $800 $400 $0 Premiums Written & Deposits for $0 Figures include Life, Annuities, Deposit Type Funds, and Other Considerations from the NAIC Life, and Fraternal financial statements. ** Figures include Health data from the NAIC Health, Life, and Fraternal financial statements and California Insurance data. Figures include data from State Funds where applicable. Copyright ©2023 National Association of Insurance Commissioners. All rights reserved. Health Insurance *** 1,700 1771 1,896 1,982 2,067 2,145 2,305 2,367 2,551
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