Bank of Georgia Financial Analysis slide image

Bank of Georgia Financial Analysis

BANK OF GEORGIA -100 -200 Jan-16 Feb-16 Mar-16 0 400 300 200 100 Apr-16 May-16 Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 I Exports, US$ mn 500 Jan- Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17 Jan-18 Feb-18 Mar-18 Apr-18 % change y/y May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 0 Jan-16 400 350 300 250 200 150 100 50 Feb-16 Mar-16 Apr-16 May-16 Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 Jan-17 Feb-17 Mar-17 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17 Jan-18 Feb-18 Tourism revenues, US$ mn % change y/y Exports up 22.9% y/y in 2018 RECENT TREND - TOURIST ARRIVALS, EXPORTS AND REMITTANCES UP Tourism revenues up 18.4% y/y in 2018 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Source: NBG 50% 160 45% 40% 120 35% 30% 80 25% 20% 40 15% 10% 0 5% 0% -40 Source: Geostat 60% 50% 50% 40% 40% 30% 30% 18% 20% 16%16% 20% 7% 10% %8 10% 10% 10% 10% 0% 0% -10% -10% -11% -20% -20% -22% -3% -30% -25% Jan-16 Feb-16 Mar-16 Apr-16 May-16 Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 Jan-17 Feb-17 Mar-17 Jan-16 Feb-16 Mar-16 Apr-16 May-16 Aug-16 Remittances, US$ mn Remittances up 14.3% y/y in 2018 Source: NBG 80% 60% 40% 20% 0% May-17 Jul- Aug-17 Sep-17 Oct-17 Nov-17 Trade deficit up 10.7% y/y in 2018 01% 12% 9% 3% -3% 1% -7% -1% -1% -14% %+7- Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17 Jan-18 Jan-18 Feb-18 Apr-18 Jun-18 Total remittances, % change y/y Source: Geostat 50% 40% 40% 33% 30% 22% 21% 20% 17% 14% 5% 20% 4% 6% 10% 0% -10% Feb-18 Mar-18 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 53 -3% -119% -20% -30% Jul-18 Sep-18 Oct-18 Dec-18 -20%
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