Investor Presentaiton

Steady Credit Ratings Upgrades over the Years Aavas FINANCIERS LTD SAPNE AAPKE, SAATH HAMAARA Mar-23 CARE AA / Stable Mar-17 A+ /Stable Mar-23 ICRA AA / Stable Short-term A1+ rating reaffirmed by ICRA, CARE, & India Ratings AA- Mar-16 A / Stable A+ A A- BBB+ AA FY13 FY14 FY16 FY17 FY20 FY23 16

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