Australian Housing Dynamics and Affordability
REGULATORY DEVELOPMENTS
IN CONSULTATION STAGE
APRA - Investments in subsidiaries (APS111)
RBNZ Capital proposals
-
□ APRA - Ongoing APRA regulatory reviews¹
RECENTLY FINALISED (IMPLEMENTING)
APRA LEVEL 1 & LEVEL 2
FY19 NET ORGANIC CAPITAL
GENERATION
bps
SEP-19 CET1 RATIOS
165
11.4%
11.4%
~136
□ APRA - Limits on related party exposures (APS222)
APRA
Level 2
APRA
Level 1
APRA
Level 2
APRA
Level 1
APRA - Loss absorbing capacity (TLAC)
1.
Level 1 lower than Level 2
due to ~$1.5b lower NZ
dividends in 2019
Other ongoing APRA regulatory reviews potentially impacting the future capital position include: Revisions to capital framework (RWA) and Unquestionably Strong capital calibration,
Transparency, Comparability and Flexibility proposals, revisions to Interest Rate Risk to the Banking Book and Market Risk.
ANZ
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