2021 VONB Performance and Strategic Highlights

Geographical Market Performance AIA Mainland China ($m) 2021 2020 CER AER Singapore ($m) 2021 2020 CER AER VONB 1,108 968 +7% +14% VONB 356 330 +6% +8% VONB Margin 78.9% 80.9% (1.9) pps (2.0) pps VONB Margin 64.7% 63.4% +1.4 pps +1.3 pps ANP 1,404 1,197 +9% +17% ANP 549 520 +3% +6% TWPI 6,999 5,622 +16% +24% TWPI 3,433 3,088 +8% +11% OPAT 1,371 1,220 +4% +12% OPAT 723 621 +13% +16% Hong Kong ($m) 2021 2020 CER AER Malaysia ($m) 2021 2020 CER AER VONB 756 550 +37% +37% VONB 283 222 +26% +27% VONB Margin 64.0% 44.7% +19.3 pps +19.3 pps VONB Margin 57.3% 59.9% (2.5) pps (2.6) pps ANP 1,106 1,138 (3)% (3)% ANP 491 369 +32% +33% TWPI 11,904 13,042 (9)% (9)% TWPI 2,479 2,216 +10% +12% OPAT 2,143 2,059 +4% +4% OPAT 392 326 +17% +20% Thailand ($m) 2021 2020 CER AER Other Markets ($m) 2021 2020 CER AER VONB 609 469 +34% +30% VONB 511 514 (4)% (1)% VONB Margin 90.0% 71.0% +19.4 pps +19.0 pps VONB Margin 35.9% 38.4% (2.9) pps (2.5) pps ANP 677 661 +5% +2% ANP 1,420 1,334 +4% +6% TWPI 4,428 4,462 +2% (1)% TWPI 7,616 6,978 +4% +9% OPAT 960 987 (1)% (3)% OPAT 784 687 +10% +14% 49

View entire presentation