IDFC FIRST Bank Merger Performance and Strategy Update

a. Net Interest Income 36% YoY growth in Net Interest Income during Q1 FY24 Net Interest Income (In Rs. Crore) 4,845 FY19* 25% 6,076 FY20 21% 4Y CAGR: 27% 9,706 7,380 32% FY21 FY22 30% 12,635 FY23 Section 8: Profitability & Capital 36% 3,745 2,751 Q1 FY23 Q1 FY24 Net Interest Margin for Q1-FY24 was 6.33% as compared to 5.77% in Q1-FY23 and 6.41% in Q4-FY23 * H2-FY19 actual annualized 47 IDFC FIRST Bank

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