Investor Presentaiton

Historical Bank-Level Balance Sheet ($Millions) For the Twelve Months Ended December 31, 2015 2016 2017 2018 2019 Q1-20 Investments & Cash 2,157 2,951 4,137 4,127 4,345 4,645 Gross Loans 11,099 13,191 15,091 17,711 21,123 23,166 Allowance for Credit losses 118 124 140 153 168 235 Total Other Assets 1,018 1,077 1,316 1,453 1,562 1,615 Total Assets 14,155 17,095 20,404 23,138 26,863 29,191 Deposits 12,039 14,564 17,232 19,496 23,086 25,111 Borrowings 188 122 416 513 17 331 Subordinated Notes 152 151 150 149 152 150 Other Liabilites 254 255 315 412 587 596 Total Liabilities 12,633 15,092 18,113 20,570 23,841 26,187 Shareholders' Equity 1,522 2,004 2,291 2,568 3,022 3,004 Total Liabilities and Equity 14,155 17,095 20,404 23,138 26,863 29,191 WA Components may not sum to totals due to rounding differences Source: Bank regulatory filings 30 30

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