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Investor Presentaiton

Progress Financial Corporation Merger Update Florence Tuscaloosa Daphne Decatur Huntsville Birmingham United Community Banks, Inc. (184) Progress Financial Corporation (14) Alabama Destin Panama City Business Update ✓ Closed acquisition on January 3, 2023 ✓ Progress is headquartered in Huntsville, Alabama and has 14 branches in some of the Southeast's fastest growing markets in Alabama and the Florida Panhandle ✓ As of September 30, 2022, Progress had $1.4 billion in loans and $1.5 billion in deposits ✓ Progress CEO David Nast will continue to lead the markets as United's State President for Alabama and the Florida Panhandle ✓ Operational conversion is scheduled for early 2Q23 ✓ Return metrics are expected to be within United's target ranges 7 U UNITED
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