Investor Presentaiton

QUALITY IN GROWTH Low and stable GNPAs across credit cycles 9 5 4 3 2 1 2,413 Cross cycle experience with stable asset quality (GNPA%) Gross advances 6,643 GNPA % HDFC BANK Rs. bn 18,000 16,142 16,000 14,000 12,000 10,000 8,000 6,000 4,000 1.1 2,000 1.0 0 Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar'19 Mar'20 Mar'21 Mar'22 Mar'23 Low and stable GNPA coupled with consistent strong growth in advances across economic cycles 51 HDFC Bank Presentation, May 2023

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