Investor Presentaiton
FOCUS ON EXPOSURES
Corporate portfolio breakdown
Corporate EAD (¹) in each sector (2) in % of total group
EAD at 31.03.2023
Total group EAD: EUR 1,136bn
Exposure to sensitive sectors
Financial services
Real Estate
3.2%
Utilities
2.7%
Manufacturing industries
2.2%
Telecoms, media & technology
1.9%
Agriculture, food industry*
1.7%
Heavy industry & mining*
1.6%
7.1%
COMMERCIAL REAL ESTATE: 1.9% of total Group EAD
CONSTRUCTION (excl. Civil Engineering): 0.8% of total Group EAD
CAR PARTS MANUFACTURERS: 0.1% of total Group EAD
Automotive
1.4%
Oil and gas industry
1.4%
B2B and B2C services
1.3%
Building & construction
1.1%
DIRECT GROUP LBO EXPOSURE: EUR~5bn (~0.4%)
Retail trade (excl. Automobile)
1.1%
Aviation & Defense
1.0%
Others
1.0%
Oil and gas trading
1.0%
SME REPRESENT ~5% OF TOTAL GROUP EAD (mostly in France)
Conglomerates
0.9%
Shipping and cruise
0.9%
Pharmaceuticals, health and social work
0.9%
Land transport & logistics
0.8%
Hotels, catering, tourism & leisure
0.5%
(1) EAD for the corporate portfolio as defined by the Basel regulations (large corporate including insurance companies, funds and hedge funds, SME, specialised financing and factoring) based on the obligor's characteristics before taking account of the substitution
effect. Total credit risk (debtor, issuer and replacement risk). Corporate EAD: EUR 385bn, (2) The grouping of business segments was reviewed in 2022 in order to comply with internal credit risk monitoring methodologies and new reporting requirements from EBA on
sectors. The grouping used is based on the main economic activity of counterparties. * Including trading activities
SOCIETE
GENERALE
1ST QUARTER 2023 RESULTS | 12 MAY 2023View entire presentation