Investor Presentation

International Retail: Loans and Provisions MEXICO 321 CHILE CARIBBEAN AND CENTRAL AMERICA 591 556 Markets with 428 329 Greater 280 181 326 300 261 248 238 221 212 237 81 70 62 64 139 Weighting to 173 138 51 67 267 253 243 111 Secured 205 87 221 204 216 195 179 120 122 102 54 67 58 45 39 195 170 133 124 31 Q3/20Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 PERU Q3/20Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 COLOMBIA Markets with 2,436 1,552 1,588 1,338 Greater Weighting to Unsecured 1,290 1,322 1,152 738 1,194 492 760 361 352 309 364 353 1,065 542 143 764 726 385 636 534 245 287 289 304 361 211 274 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 256 Q3/20Q4/20 Q1/21 Q2/21 Q3/21 Q4/21 Q1/22 Q2/22 PCL as a % of avg. net loans (bps)1 PCLs on Impaired Loans as a % of avg. net loans (bps)1 Loan Balances Q2/22 Mexico Peru Chile Colombia Spot ($Bn) % Secured $14 89% $9 42% $26 79% $6 37% Caribbean & CA Total² $12 $68 77% 71% 1 Refer to page 51 of the Management's Discussion & Analysis in the Bank's Second Quarter 2022 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto 2 Total includes other smaller portfolios 46

View entire presentation