Q3-FY24 Investor Presentation

Strong Product Groups with Efficient Capital Deployment Low RWA Consumption (*crs) Notional Amount Risk Weighted Assets 13,75,710 0.6%# 1.2%# 81,698 11,489 23,884 Derivatives + FX Contracts + LC and Guarantees Options #CRAR consumption Below investment LC-BG Rating Profile grade 4% Above investment grade 78% *Stressed telecom contributes 1% LC - Sight 7% LC-BG Mix LC - Usance 14% Performance Guarantees 39% Financial Guarantees 40% FX-Derivatives Exposure Type One of the largest treasuries in Indian banks with best-in- class risk management systems Robust for framework measurement of risks through Client Suitability Tests, VaR, PV01, Stop-loss limits, MTM of marketable portfolios, Exposure limits, etc. Exposures predominantly to public sector, cash backed transactions sponsors and strong Secured by Cash Backed 13% Counter Guarantees of Corresponden t Bank 5% Exposure against Banks (Non Collateralised). 1% Others Counterparties 14% Central Counterparty 19 Counterparties with Collateralised Arrangements (CSA) 34% (Guaranteed Settlements) 51% IndusInd Bank

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