Investor Presentaiton

Business Mix - Diversified Net Income and Balance in Profitability Net Income Mix 2020 $30.5 b Other Finance Companies 2% Million pesos Bank 4Q20 q/q y/y 2020 3,833 (41%) (43%) 20,029 yly ROE 2020 (26%) 16.6% 20.6%* Annuities. 5% Broker Dealer & 356 (0%) (6%) 1,492 18% 27.6% Mutual Funds Insurance 13% Insurance Annuities Afore BAP (Holding) 471 (37%) (37%) 503 48% 85% 475 5% 32% 9 15% 452% 3,846 (2%) 42.4% 1,551 51% 27.7% 1,873 16% 15.6% Pension Fund 6% Other Finance Co. GFNorte 39 N.A. 88 (64%) (49%) 641 (18%) 5,966 (33%) (34%) 30,508 (16%) 14.8% 17.1%* Broker Dealer 5% Excluding the effect of additional provisions in 2Q20 AND 4Q20 ** Afore ROTE 49.4% 20 20 Eco Hist DB NIM Rev C/I NI Div ROE LD Dep Loan ICAP BAP Guid Mkt App Holding -3% Bank 66% GRUPO FINANCIERO BANORTE

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