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Investor Presentation

Scotiabank in the Pacific Alliance Q2/22 Scotiabank Market Share¹ Chile Mexico Peru Colombia 14.4% Market Share Ranking¹ 3rd Strengths All Products 7.8% 5th Auto and Mortgages 16.7% 5.4% Pacific Alliance Total/Average 10.7% 3rd All Products 6th n.a. Credit Cards, Personal All Products Average Total Loans 2,8 (C$B) Revenue³,8 (C$B) $48.6 $0.5 $33.6 $21.6 $12.1 $115.9 $0.6 $0.4 $0.3 $1.7 Net Income after NCI³,8 (C$MM) $226 $192 $95 $21 $533 ROE³,9 15.4% 24.1% 13.9% 6.1% 16.2% # of Employees 4,5 7,586 9,343 8,853 5,747 Total Deposit Growth 6,7,8 Total Loan Growth 6,7,8 Productivity Ratio⁹ 31,529 Total PTPP Growth 6,7,10 11% 6% Y/Y Y/Y 66% 12% Y/Y 116 113 58% 61% 76 79 104 74 12 12 52% 49% 934 955 9 10 10 10 856 47% 90 107 44% 41% 24 21 21 22 47 49 43 49 40% 107 39% 38% 324 328 37% 267 16 16 16 20 21 21 22 22 237 226 229 28 20 30 32 30 33 34 282 293 253 Q2/21 Q1/22 Q2/22 Q2/21 Q1/22 Q2/22 Q2/21 Q1/22 Q2/22 Q2/21 Q1/22 Q2/22 Mexico Peru Chile Colombia 1 Ranking based on publicly traded banks by total loans market share, as of March 2022; except Colombia as of February 2022; 2 For the three months ended April 30, 2022; 3 For the three months ended April 30, 2022, not adjusted for currency; 4 Employees are reported on a full-time equivalent basis; 5 As of April 30, 2022; 6 Figures are on a constant dollar basis; 7 May not add due to rounding; 8 Figures excluding Wealth Management; Refer to page 51 of the Management's Discussion & Analysis in the Bank's Second Quarter 2022 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 10 Pre-Tax, Pre-Provision Profit defined as revenues less expenses 13
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