Investor Presentaiton
30
SUMMARY PERFORMANCE OF BUSINESS AND COMMERCIAL CLIENTS (BCC)
KEY TAKEOUTS
KES millions
2022
2021
% change
Net interest income
2,020
1,858
9
Growth in net interest income as a result of growth in
customer loans and customer deposits.
Non-interest revenue
1,296
870
49
Total Income
3,316
2,729
22
Credit loss ratio
1.6%
1.5%
Customer loans and advances
37,664
33,975
11
Customer deposits
62,974
54,187
16
Contingents
4,626
5,118
(10)
Letters of credit
1,426
1,315
8
Guarantees
3,200
3,803
(16)
□ Increase in non-interest revenue supported by
transactability and trade finance related services.
Increase in customer loans due to increased working
capital requirements by our clients.
□ Growth in customer deposits mainly because of
growth in transactional account balances.
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