Commercial Bank Financial Performance Report Q1 2022

Improved loan book structure Summary Loans to customers at QAR 98.4 bn, down 1.0% v Mar 2021. Reduction mainly in government and public sector due to payout of the temporary overdraft by the Government. ◆ Additionally, loan book was impacted by the depreciation of Turkish Lira. ◆ Excluding the government repayment, year-on-year loan growth is 4.4% and without the Turkish Lira impact, year-on-year loan growth is 6.9%. Reduction in Government overdraft by QAR 5.4 billion from March 2021, but other sectors increased by QAR 4.7 billion from March 2021. Growth in commercial and services sectors. Focus continues on diversifying loans and improving market share in Government and Public sector. Qatari banks credit facilities breakdown by sector - Feb 2022 Loan book breakdown by division - Mar 2022 Retail 12% Corporate 88% Loan book breakdown by sector - Mar 2022 Outside Qatar, Industry, 2% 4% Other, 0%. Gov. & Semi- Gov. Agencies, 33% Contracting, 3% Source: QCB Commercial, 14% Consumption, 13% Sector Mar-22 Mar-21 Govt and Public Sector 16% 19% Industry 8% 8% Real Estate, 13% Commercial 19% 13% Services 29% 25% Contracting 4% 4% Real Estate 18% 19% Consumption 5% 9% Services, 18% Other 1% 3% 100% 100% 14 14 55

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