HDFC Operational & Financial Highlights

KEY FINANCIAL METRICS HDFC WITH YOU, RIGHT THROUGH Dec-22 Mar-22 Mar-21 Net Interest Margin (%) 3.5 3.5 3.5 Pre-Tax RoAA (%) 3.0 2.9 2.8 Post Tax RoAA (%) 2.4 2.3 2.3 Return on Tier 1 Capital (%) 15.4 15.0 14.8 Capital Adequacy (%) 23.7 22.8 22.2 Of which Tier 1 (%) 23.2 22.2 21.5 Tier II (%) 0.5 0.6 0.7 Dec-22: annualised 31

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