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Investor Presentaiton

Key Highlights & Ratios Borrowings ( in Crores) Cost of Borrowing (%) Capital Trust 428 386 324 272 255 234 237 259 228 | | | | | | Q1FY20 Q2FY20 Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 14.1% 14.2% 14.2% 13.2% 13.4% 13.1% 13.1% 13.0% 13.1% | | | | | | | | | Q1FY20 Q2FY20 Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Net Interest Margin (%) (Annualised) 14.2% 12.1% 12.1% 11.6% 10.7% 11.0% 9.6% 8.2% 7.8% Operating Cost to AUM Ratio (%) (Annualised) 15.9% 16.9% 15.1% 12.4% 13.0% 14.5% 10.8% 7.9% 9.2% Q1FY20 Q2FY20 Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q1FY20 Q2FY20 Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 34

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