Investor Presentaiton

Highlights Advances: • Advances as of Q4FY21 was at Rs. 17,925 Cr, Advances growth of 17% YoY • Disbursed Rs. 2,535 Cr in Q4FY21 81.37% of advances is secured loans • New Product - Used Car Advances cross Rs. 120 Cr • Collection & Billing efficiency for the month of March 2021 at 108.51% and 91.12% respectively • Collection efficiency nears pre-covid levels: • equitas Equitas Small Finance Bank • • MFI X Bucket Collection efficiency for the month of March 2021, December 2020 & Feb 2020 at 98.70%, 98.30% & 98.50% respectively SBL X Bucket Collection efficiency for the month of March 2021, December 2020 & Feb 2020 at 99.60%, 99.05% & 99.41% respectively VFX Bucket Collection efficiency for the month of March 2021, December 2020 & Feb 2020 at 98.85%, 95.72% & 96.50% respectively Liabilities: • Acquired 4.76 lac liability accounts in FY21 as compared to 1.59 lac in FY20 • Deposits excluding CD at Rs. 16,319 Cr, growth of 58% YoY and 4% QoQ • • Retail TD at Rs. 5,869 Cr, growth of 54% YoY and 7% QoQ Savings Account deposits at Rs. 5,094 Cr, growth of 174% YoY and 45% QoQ CASA stood at Rs. 5,614 Cr, CASA is 34% of Total Deposits 7

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