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TAN fogether we can Profit & Provisions G20 2023 INDIA pnb Amt in Crore Q2 Q1 Q2 YoY Variation QoQ Variation HY1 HY1 YoY Variation SI. Parameters FY23 FY24 FY24 Amt. % Amt. % FY23 FY24 Amt. % 1 Net Interest Income 8271 9504 9923 1652 20.0% 419 4.4% 15814 19427 3613 22.8% 2 Other Income 2847 3434 3028 181 6.4% -406 -11.8% 5384 6462 1078 20.0% 3 Operating Income (1+2) 11118 12938 12951 1833 16.5% 4 Operating Expenses 5551 6970 6735 1184 21.3% 13 0.1% -235 -3.4% 21198 25889 4691 22.1% 10251 13705 3454 33.7% 5 Operating Profit 5567 5968 6216 649 6 Provisions other than Tax 4906 3965 3444 -1462 11.67% -29.8% 248 -521 -13.1% 4.2% 10946 12184 1238 11.3% 9697 7409 -2288 -23.6% Of which a NPAs 3556 4374 3019 -537 -15.1% -1355 -31.0% 8370 7393 -977 -11.7% Standard Advances incl. b 694 -89 464 -230 -33.1% 553 416 375 -41 -9.8% Standard Restructured C c Depreciation on Investment 430 -322 -112 -542 -126.0% 210 579 -434 -1013 -174.9% d Other provisions 226 1 74 7 Profit Before Tax 661 2003 2772 8 Provision for Income Tax 250 747 1016 9 Net Profit 411 1255 1756 -152 -67.5% 2111 319.4% 766 306.6% 1345 327.1% 73 331 75 -256 -77.5% 769 38.4% 269 36.1% 501 39.9% 1250 4775 3525 282.0% 530 1763 1233 232.7% 720 3012 2292 318.3% Highlights Business Financial Asset Quality Share/ Capital Digitalization HR/Network/GB/RRB ESG/ Award Page 21

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