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Annex 5 Net Interest Income - Reported & FX-Adjusted* ($ in billions) GAAP Net Interest Income FX-Adjusted Net Interest Income* YoY% Inc/(Dec) in GAAP Net Interest Income Q4'18 Q4'19 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 $2.0 $2.3 $2.0 $2.1 $2.2 $2.4 $2.6 $2.8 $3.0 $3.1 $3.4 $2.0 $2.3 $2.0 $2.1 $2.2 $2.4 $2.6 12% YoY% Inc/(Dec) in FX-Adjusted Net Interest Income* 13% * See Slide 2 for an explanation of FX-adjusted information. 29% 31% 36% 32% 34% 30% 32% 36% 32% 33% 33 33 AM EX

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