Investor Presentaiton

Key Ratios FEDERAL BANK YOUR PERFECT BANKING PARTNER RoA RoE Net Interest Margin (%) 12.20 10.73 10.38 9.03 3.22 3.23 3.15 3.20 3.13 1.02 0.92 8.09 0.84 0.76 0.65 IIIII Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Cost to Income Ratio 49.82 49.97 48.25 46.72 55.05 53.90 53.06 45.12 NNPA (%) 47.38 0.99 0.60 PCR (%) 77.10 65.00 65.43 64.65 65.14 1.23 1.19 1.12 Q2 FY21 Q3 FY21 Q4 FY21 ■Reported Q1 FY22 Adjusted Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Q2 FY22 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 PCR

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