Our Digital Consumer Bank Pitch

We have worked hard to mitigate the impact of the crisis... Employees >100 k employees working from home MiVuelta app for contact tracing and health monitoring >70 k tests performed Customers c. 6 mn customers supported during covid-19 c. EUR 175 bn in new loans >EUR 1 bn per day in new lending for SMEs and Corporates c. 80% expired moratoria EUR 45 bn liquidity government measure mobilization Communities >EUR 100 mn in aid EUR 54 mn for essential health equipment and materials EUR 21 mn to support vulnerable communities EUR 30 mn through Santander Universities Santander 51

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