Investor Presentaiton slide image

Investor Presentaiton

Net interest margin. Net interest margin (% and bps) Revenue Treasury & Markets impact on NIM NIM excl. Treasury & Markets 28bps Obps 2bps (6bps) (5bps) 1.85 (14bps) 24bps 0.15 (9bps) (5bps) 4bps ¦ 1.70 Cyclical impact from 1.90 0.10 1.80 Exit margin 1.85% rate lag effects 1H22 Loans Customer Funding Capital & other Liquid assets Treasury 2H22 deposits & Markets Australian mortgage new lending (%) Australian deposits¹ by interest rate bands ($bn) Wholesale funding credit spreads² (bps) ■Variable Fixed ■Mar-22 Sep-22 400 180 20 20 30 11 37 52 36 59 300 140 130 39 80 80 70 70 80 63 48 48 200 89 61 100 1H20 2H20 1H21 2H21 1H22 2H22 100 60 60 0 20 ≤25bps 26≤50bps 51≤75bps 76bps+ Sep 20 Mar 21 Sep 21 Mar 22 Sep 22 1 Excludes mortgage offset balances. 2 Wholesale funding credit spreads reflect a blend of A$ and US$ 5-year FRN. 63 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Westpac GROUP
View entire presentation