Investor Presentaiton
NATIONAL
BANK
INVESTMENTS
How much does it cost? (cont'd)
Management expense ratio (MER)
This is the total of the fund's management fee (including the trailing commission) and operating expenses (including
fixed rate administration fee). NBI waived some of the fund's expenses. If it had not done so, the MER would have been
higher.
Trading expense ratio (TER)
These are the fund's trading costs.
NBI Quebec Growth Fund
Investor Series
Annual rate (as a % of the fund's value)
2.46%
0.03%
Fund Expenses
More about the trailing commission
2.49%
The trailing commission is an ongoing commission. It is paid for as long as you own the fund. It is for the services and/or advice that your representative
and their firm provide to you.
NBI pays the trailing commission to your representative's firm. It is paid from the fund's management fee and is based on the value of your investment. The
rate for this series of the fund is up to 1.00% of the value of your investment each year. This equals $10.00 each year for every $1,000 invested.
3. Other fees
You may have to pay other fees when you buy, hold, sell, switch or convert units of the fund.
Fee
What you pay
Short-term trading fee 2% of the value of the units you redeem or switch within 90 days of purchase may be charged by NBI. This fee goes to the fund.
Registered Account termination fee, only if the registered investment account is with NBI.
Other fees
What if I change my mind?
Under the securities law in some provinces and territories, you have the
right to:
⚫ withdraw from an agreement to buy mutual fund units within two
business days after you receive a simplified prospectus or Fund Facts
document; or
• cancel your purchase within 48 hours after you receive confirmation of
the purchase.
In some provinces and territories, you also have the right to cancel a
purchase, or in some jurisdictions, claim damages, if the simplified
prospectus, Fund Facts document or financial statements contain a
misrepresentation. You must act within the time limit set by the securities
law in your province or territory.
For more information, see the securities law of your province or territory or
ask a lawyer.
For more information
$100
Contact your representative or NBI for a copy of the fund's simplified
prospectus and other disclosure documents. These documents and the
Fund Facts make up the fund's legal documents.
National Bank Investments Inc.
1155 Metcalfe Street, 5th floor
Montreal, Quebec
H3B 4S9
Phone: 514-871-2082
Toll-free: 1-888-270-3941
Email: [email protected]
www.nbinvestments.ca
To learn more about investing in mutual funds, see the brochure
Understanding mutual funds, which is available on the website of the
Canadian Securities Administrators at
www.securities-administrators.ca.
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