Banking Sector Financial Highlights

The Group delivered a strong performance in 3Q23 and 9M23 Highlights of the quarter Profit GEL 357m ROE 30.7% C/I 28.8% up 23.1% y-o-y Highlights of the first nine months Profit GEL 1,046m ROE 31.1% C/I 28.2% up 29.8% y-o-y Profit, ROAE and Cost:income of the first nine months of 2023 were adjusted for a one-off GEL 21.1 million other income related to the settlement of an outstanding legacy claim September 2023 NPS 59 MAU 1.3m up 25.6% y-o-y 3

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