Investor Presentaiton

LOW DEFAULTS AND PRUDENT PROVISIONING Low defaults _Cost of risk (in EUR m) High level of S1/S2 total provisions _Total S1/S2 provisions (¹) (in EUR m) 3,769 3,758 3,622 3,355 264 820 (65 bps) 211 2,282 561 2,379 1,987 2,503 2,448 (39 bps) 276 1,231 248 182 (21 bps) (21 bps) 609 (13 bps) 273 300 313 1,051 1,243 1,368 1,266 1,310 206 -24 -24 Q1 19 Q120 Q121 Q122 Q123 31.12.19 31.12.20 31.12.21 31.12.22 31.03.23 Stage 1/Stage 2 Stage 3 (1) Quarterly variation of provisions for S1/S2 is not strictly matching the net S1/S2 cost of risk mainly due to FX impact SOCIETE GENERALE Stage 1 Stage 2 1ST QUARTER 2023 RESULTS | 12 MAY 2023

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