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Investor Presentaiton

Target Attractive Properties in Diversified Markets Targeted Investments and Investment Strategy ✓ Direct origination of primarily senior CRE loans ✓ Strategically focused on short-term, transitional loans with stable cash flow and tenancy ✓ Predominately pursuing loans on multifamily, offices with long term leases, and industrial proprieties ✓ Focus on top 50 MSAs in the U.S. and non-gateway cities ✓ Focus on major, liquid markets with positive market dynamics (lower cost of living, growing demographics) ✓ Extensive experience in wide range of property types with emphasis on opportunities to increase cash flows and minimize volatility ✓ Prioritize institutional-quality properties and sponsors ✓ Carefully structured loans with meaningful covenant protections There is no guarantee or assurance investment objectives will be achieved. 8 ARES COMMERCIAL REAL ESTATE CORPORATION
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