2Q2023 Financial Performance Summary

4 2 12 (Rp Tr) 10 6 8 6.7 Commercial Loans Bank Only 8.2 7.5 bank bjb Commercial Loans % SML % NPL YOY Key Indicators 2Q22 2Q23 (%) (%) 15 Loans Outstanding 14 8,266 10,395 +25.7% (Rp bn) 13 Net Expansion 779 270 -65.4% 12 YtD (Rp bn) 11 Avg. Loans Outstanding 1,659 1,936 +16.7% 10 (Rp mn) 9 No of Account 4,983 5,368 +7.7% 8 7.0 7.0 8.3 7 10.4 Loan Yield (%) 7.6 7.4 -0.2 10.1 9.6 6 9.4 5 4 YOY Asset Quality 2Q22 2Q23 (%) 3 2 Special Mention 2.2 3.4 +1.2 1 0 T T T 2Q21 3Q21 4Q21 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 NPL 6.1 5.5 -0.6 24

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