Investor Presentaiton

CREDIT QUALITY - PORTFOLIO COMPOSITION Home loans portfolio 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 5+ Bucket 98.89% 99.18% 98.99% 98.95% 99.03% 99.38% 1.2% Rural Lending portfolio 1st Bucket 2nd Bucket 3rd Bucket 4th Bucket 5th Bucket 98.73% 98.93% 98.89% 98.43% 98.53% 98.82% 99.15% 99.17% 99.02% 98.91% 1.80% 1.60% 1.0% 1.40% 0.8% 1.20% 1.00% 0.6% 0.80% 0.4% 0.60% 0.40% 0.2% 0.20% 0.0% 0.00% SEP 15 DEC 15 MAR 16 JUN 16 SEP 16 DEC 16 MAR 17 JUN 17 Sep '15 Dec 15 Mar 16 Jun 16 Sep 16 Dec 16 Mar 17 Jun '17 23

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